If you have a Medicare Advantage plan, you may be wondering how to switch back to Original Medicare.
My name is Jamie from meetjamie.com, and I help seniors navigate the Medicare program and find the coverage that fits their needs.
Can I Switch Back to Original Medicare From Advantage?
A common question that we get is, can you go back to Original Medicare once you’re on a Medicare Advantage plan? The answer is yes, but there is one thing that you’ll want to keep in mind.
Original Medicare has a 20% gap in coverage, and most people who have just Original Medicare add a Medicare Supplement Plan.
If you want to go from a Medicare Advantage plan back to Original Medicare and you would like to add a Medicare Supplement plan, you may have to answer health questions and go through medical underwriting.
When Is the Best Time to Enroll in a Medicare Supplement Plan?
Typically, the best time to get a Medicare supplement plan is when you first turn 65.
That’s not to say that you won’t get accepted. It’s just something that you want to keep in mind when you are considering going back to Original Medicare.
When Can You Switch From Medicare Advantage to Original Medicare?
There are a couple of different times each year that you can switch from a Medicare Advantage plan back to Original Medicare. One is during the Annual Election Period from October 15th through December 7th. During that time, you can change to any plan that you like. It’s literally like an open enrollment. However, what’s confusing to some people is there’s also a Medicare Advantage Open Enrollment Period from January through March, and in that enrollment period, if you’re on a Medicare Advantage plan, you can choose to go back to Original Medicare and enroll in a drug plan. It’s at that time you would also be able to apply for a Medicare Supplement plan if you wanted.
That’s what I have for you in this video about moving from a Medicare Advantage plan to Original Medicare.
If you have more questions, leave a comment below, you can call me using the toll-free number at the bottom of the page, or there’s a link where you can visit my website as well. If you like these videos, be sure to hit the thumbs up. It helps us reach more people. Subscribe to the channel.
If you have questions about Medicare, feel free to reach out to me at 1-800-974-0552.